The i3 Program in Malaysia collaborates with start-ups and established companies to improve the financial health of low- and- moderate-income people, especially through solutions that harness the power of digital solutions. Together we conduct research, rapid prototype new products, and measure the impact of these new solutions on people’s ability to meet their expenses, protect themselves, and save up for their future.


Digital finance in Malaysia


Aspirational Malaysians


Malaysian adults own a mobile phone


Adults have a formal financial account


Own a mobile money account


Gig Economy Challenge Animation

Financial Health and its Relevance for the Developing World: Learning Event in Singapore

FinLab Challenge teams helping people to plan for the future

Training the Trainers: UNCDF Experts talk about FinLab Malaysia

Digital Finance Innovation Hub Malaysia

FinLab Challenge teams helping people save

FinLab Challenge teams helping people borrow safely

FinLab Training the Trainers: UNCDF Experts talk about Malaysia

First Malaysia Fintech Bootcamp

First Malaysia Fintech Bootcamp

Malaysia’s digital usage: smartphones but no signal

Cash is king: Malaysia’s cash-only economy

FinLab Challenge teams helping people spend more wisely


Financial Health and Its Relevance to The Developing World: A First Conversation in Singapore

What Entrepreneurs Learned from the UN SG's Event on Digital Financing of the SDGs

Research Series on Financial Health in Malaysia

Fintech start-ups win the chance to partner with UNCDF

UNCDF partners with Bank Negara Malaysia for the inaugural MyFintech Week

UNCDF, Bank Negara Malaysia (BNM) and Malaysia Digital Economy Corporation (MDEC) launch Digital Financial Innovation Hub For Financial Inclusion

Digital Finance Innovation Hub Malaysia

GoGet, a Start-up in Malaysia, shares its’ B40 Challenge Experience

Pod, a Malaysian Start-up, Shares its’ B40 Challenge Experience

Mobile Money, a Start-up in Malaysia, Shares its' B40 Challenge Experience

Funding Societies, a Malaysian Start-up, Shares its’ B40 Challenge Experience

Making Malaysian Fintech Fairer: Lessons From Bootcamp 1

Cover Story: New ECF and P2P players to invigorate the market

Vsure.Life races in as first digital mobile lifestyle insurance protection service in Malayasia and SouthEast Asia

Fintech shows the way forward

Launch of the Digital Finance Innovation Hub and Inclusive Fintech Accelerator

Innovation hub launched to promote financial inclusion

GoGet, a platform for verified part-timers in Malaysia, wins UNCDF’s Finlab B40 Challenge

3 fintech startups win the chance to pilot project with UNCDF

Malaysia Boleh! for our TOP100 Judge's Choice winners

Digital Finance Innovation Hub aims to support financial inclusion in Malaysia

Securities Commission Malaysia Announces 8 New Licenses for Crowdfunding and P2P Lending

New Digital Finance Innovation Hub By BNM, MDEC and UNCDF to Drive Financial Inclusion

Can financial literacy help the Malaysian economy flourish?

Asia Digest: BYKidO closes pre-seed round; Malaysia’s GoGet receives grant

Can API insurance platform solve the pain points in the industry?

Malaysia’s SC announces new ECF and P2P platform operators

United Nations Capital Development Fund’s Financial Innovation Lab Applications is Open

The United Nations Capital Development Foundation will provide financial support for Chinese start-up entrepreneurs in March

MyFintech Week 2019: Taking the B40 to greater heights

Shifting Tides Towards The Future of Finance (MyFintechWeek 2019)

Exclusive Interview with Henri Dommel, Director of Financial Inclusion UNCDF (YouTube)

Breaking boundaries for the unbanked

PSA To M'sian Startups: If Your Financial Services Can Help The B40 Group, UNCDF Has $100K On Offer

UNCDF, BNM and MDEC Launch Financial Innovation Lab

Why UN is creating a digital finance hub in Malaysia

Cash, Gold and Digital Financial Services in the Malaysian Heartlands

What Affects Low & Middle Income Customers' Adoption & Usage Rate of Digital Financial Services in Eastern Malaysia?


How Low- and Middle- Income People Experience Digital Financial Services In Malaysia

Consumer Insights Research in Malaysia Part II

Consumer Insights Research in Malaysia Part I

Infographic country brief

What affects adoption of DFS by low- and moderate-income people in Eastern Malaysia

Ten Facts about financial inclusion in Malaysia

Picture Gallery